2022 Subaru Ascent vs 2022 Honda Pilot

Value & Cost of Ownership

When new, the 2022 Subaru Ascent offered a significant value advantage with its lower starting MSRP of $33,970 compared to the Honda Pilot's $38,080. This price difference was particularly notable considering the Ascent's standard Symmetrical All-Wheel Drive across all trims, a feature that costs extra on most Pilot configurations. In the used market, both vehicles tend to hold their value well. Honda generally has a reputation for strong resale value, and the Pilot is no exception, often retaining a high percentage of its original cost. The Subaru Ascent also demonstrates strong resale value, largely due to its standard AWD, robust safety features, and the brand's loyal following. Depreciation rates for both are typically favorable compared to many competitors in the segment. Insurance costs for both the Ascent and Pilot are generally in line with other mid-size three-row SUVs. Specific premiums will vary widely based on location, driver history, and chosen coverage, but neither vehicle is known for being excessively expensive to insure. Maintenance costs for both brands are considered reasonable. Honda is renowned for its reliability and relatively low long-term maintenance expenses, with parts being readily available and service networks extensive. Subaru maintenance is also generally affordable, though some specific items related to the Boxer engine design or AWD system might occasionally incur slightly higher labor costs at specialized shops. However, routine maintenance is comparable.